TOR Insurance · WellthCare
Questions? (562) 682-0606

For contractors, landscapers & tree companies

Your crew deserves a doctor.
And a retirement.

A way to give your workers real healthcare and retirement — even if you’ve never offered benefits before. No change to take-home pay. No net cost to your business.

  • $0 copay, $0 deductible doctor visits — employees and their families
  • Free prescriptions, lab work and mental health support
  • About $1,100 a year toward each employee’s retirement
  • Help cutting large medical bills down
  • Works with or without a health plan you already offer
  • No extra work for your office — setup, compliance and employee questions handled

An employee benefit program — not insurance. Your workers’ comp coverage is unaffected.

See if your crew qualifies

Free 30-minute review. No commitment. We’ll show you exactly what this looks like for your team.

We’ll call or email you about WellthCare. We don’t sell or share your information.

Rather talk now? Call (562) 682-0606

How it works

Three steps, and almost all of the work happens on our side.

Step 1

Eligibility review

A 30-minute call. We look at your payroll, your crew size and whether you offer a plan today, then run your free eligibility report.

Step 2

Setup through payroll

The program runs through a pre-tax payroll plan. Your employees’ take-home pay doesn’t change, and there’s no net cost to the business.

Step 3

Your crew starts using it

Employees get $0-copay care from their phone, free prescriptions and labs, and retirement contributions that build every year.

Built for crews like yours

  • Landscape and tree contractors
  • General contractors and trades
  • Restaurants, hotels and hospitality
  • Manufacturing, warehouse and logistics
  • Any business with 10 or more W-2 employees

Why owners look at this

“Half my guys never go to the doctor until it’s an emergency, and none of them have anything saved. This costs me nothing and they finally have something.”

Good crews are hard to find and harder to keep. Benefits your people actually use give them a reason to stay.